Add an address-quality verdict to every payee check.Net-new
A Verification of Payee (EU) or Confirmation of Payee (UK) provider verifies one payee at a time — so ioNova ARS adds a single, high-margin signal: an address-quality verdict returned alongside your name/account match. It’s the narrowest fit of any audience — one API group, pre-check only, sub-100ms — and the smallest integration surface, because you never handle a payment message.
What You Can Do
From Sandbox to Live
This is the smallest surface ioNova ships — the Party Address API (EP-01–07) only, no message handling to build or maintain. A single REST integration into your CoP/VOP response path gets you live well inside the corporate window, often in days. Sandbox keys and first resolved address in ~2 days; ioNova calibrates on representative payee addresses in parallel.
Why It Pays Off
Frequently asked questions
Can I add an address check to a Confirmation of Payee or Verification of Payee response?
Yes — ioNova ARS returns a sub-100ms address-quality verdict alongside your name/account match.
How big is the integration?
The smallest of any audience — one API group (Party Address, EP-01–07), pre-check only, no payment-message handling.
How fast is the check?
Sub-100ms via the structural PreCheck path.
Do I have to process payment messages?
No — VOP/CoP providers use address-level endpoints only and never touch a pain or pacs message.
Which tier fits?
Business or Corporate tier (data-scope only).
How quickly can we go live?
Typically days — a single REST integration into your existing response path.
Live in weeks — before 14 November 2026.
First sandbox call in minutes, first channel live in days. Early Adopter terms end 31 July 2026.