One Engine for the Structured-Address Mandate
Seven Ways to Deploy It
From 14 November 2026, payments carrying unstructured addresses are rejected at the network — and EPC §3.2 stops banks fixing counterparty data for you. ioNova ARS resolves every address to ISO 20022 structure, ~98% automatically, 100% accurately, in <50ms. Pick the placement that matches your role.
AI-native coverage / rules-engine determinism / 30+ years of payments compliance experience.
Pick the Placement That Matches You
One deterministic engine, seven deployment shapes — for buyers fixing data at source, builders monetising compliance, and beneficiaries sharpening screening.
Corporate Treasury
Fix beneficiary data at source.
TMS & ERP Vendors
Ship compliance as a billable feature.
Shared Service Centres
Fix once, every entity inherits.
Banks & PSPs
Two businesses, one engine.
Payment & Messaging Hubs
Enforce at the network edge.
API Providers (VOP / CoP)
One API, sub-100ms address verdict.
Financial Crime Compliance
Sharper screening from structured data.
Postal valid ≠ payment valid.
An address can be deliverable by post and still NAK at the payment network. ioNova ARS is the difference — deterministic, auditable, and live before the deadline.